Property Tax Estimator by State

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Estimate annual and monthly property tax from home value and state average rates.

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Data Year: 2026

Annual Property Tax

5,880.00

Monthly

490.00

Effective Rate

1.47%

The national average effective property tax rate is 0.92%.

State average effective rates only. County and city millage, assessment ratios, and homestead exemptions can move an actual bill well above or below this estimate.

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About Property Tax Estimator by State

Property Tax Estimator turns a home value and a state into an annual and monthly property tax figure using average effective rates — the tax actually paid divided by home value, which is far more useful than headline millage rates you cannot interpret without local assessment ratios. Enter a value and pick a state to see the estimated bill, the state’s effective rate, and how it compares to the national average. A full sortable table ranks every state and shows what each would charge on your home value, which makes the spread visceral: the same house can cost five times more in property tax in New Jersey than in Hawaii. The estimate is deliberately labelled as a state average, because county millage, city levies, homestead exemptions and assessment ratios all move a real bill away from it.

Key Features

  • Average Effective Rates

    Uses tax paid divided by home value rather than raw millage. That makes states directly comparable without knowing local assessment practice.

  • All 50 States Plus DC

    Every state included, with DC treated as a state since it behaves like one for property tax purposes.

  • Annual and Monthly Figures

    Shows both, because the monthly number is what goes into a mortgage escrow calculation.

  • National Average Comparison

    Places your state against the national average so you can see whether you are above or below the middle.

  • Full State Ranking Table

    Every state ranked by rate with the tax each would charge on your specific home value, and your selection highlighted.

  • Explicit Local Variance Note

    States plainly that county and city rates vary. Presenting a state average as a precise bill would be misleading.

How to Use

  1. 1

    Enter your home value

    Use market value or the assessed value your county uses, depending on which you are estimating from.

  2. 2

    Select your state

    The state average effective rate is applied to your value.

  3. 3

    Read the annual and monthly bill

    The monthly figure is what a lender would collect in escrow alongside your mortgage payment.

  4. 4

    Compare to the national average

    See how your state sits relative to the middle of the range.

  5. 5

    Browse the state table

    Compare what the same home would cost in every other state, useful when weighing a relocation.

Real-World Use Cases

Relocation Cost Comparison

A family weighing two job offers compares property tax on an equivalent home in each state before factoring salary.

Total Housing Cost

A buyer adds the monthly property tax estimate to their mortgage payment to get a realistic housing cost.

Retirement Location Planning

A retiree on fixed income screens low-property-tax states, since the bill continues after the mortgage is gone.

Frequently Asked Questions

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